The windstorm or hail cover under the Homeowners' Basic Form would apply to which of the following?

The windstorm or hail cover under the Homeowners' Basic Form applies specifically to dwelling building shingles because this type of coverage is designed to protect the structure of the home, including its roof. Shingles are part of the exterior building materials, and if they are damaged by wind or hail, the coverage will typically provide compensation for repairs or replacement.

In this context, other options do not align with the typical coverage provided by the Homeowners' Basic Form. Satellite dishes, while they may be on the property, are often considered personal property rather than part of the dwelling structure itself. Interior damage from rain through open windows may not be covered because such damage typically requires there to be a direct peril, and leaving a window open is often deemed a lack of maintenance or care. Waterfront dwellings damaged by high waves usually fall outside standard homeowner coverage because they are tied more to flood risk scenarios rather than windstorm or hail specifically. Thus, the choice about dwelling building shingles stands out as the only option that fits the coverage criteria of this specific insurance form.