Under what circumstances does payment occur in the Earnings Form?

In the context of the Earnings Form, payment is made until the insured's property is reinstated, which means that there is a direct relationship between the payment and the condition of the property. The Earnings Form is designed to cover the business income that would have been earned during the period of restoration after a loss. This period typically continues until the property is repaired, rebuilt, or replaced, effectively bringing business operations back to their pre-loss condition.

Thus, the focus of coverage in the Earnings Form is tied directly to the reinstatement of the property, ensuring that the business can resume normal operations and recover lost income as a result of the incident. This emphasizes the importance of restoring physical assets to minimize the financial impact due to business interruption.