Which coverage under a Commercial General Liability Policy would respond to a claim involving a customer injured by a product sold?

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The response to a claim involving a customer injured by a product sold falls under Products Liability coverage in a Commercial General Liability Policy. This specific coverage is designed to protect businesses from claims and lawsuits arising from injuries or damages caused by products they manufacture, sell, or distribute.

When a customer sustains an injury or has property damage due to a defect in a product, Products Liability coverage provides the necessary defense and any potential compensation costs associated with the claim. This encapsulates incidents like a defective car part leading to an accident or food poisoning from a contaminated product.

While other coverages such as Premises and Operations Liability and Completed Operations Liability address issues related to business operations and services, they do not specifically cover injuries directly resulting from a product sold or manufactured. Personal Injury Liability typically pertains to non-physical harm, such as defamation or invasion of privacy, which again does not apply to product-related injuries. Thus, Products Liability is the coverage specifically tailored for situations involving customer injuries due to sold or distributed products.

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