Which example describes a Comprehensive Claim in vehicle insurance?

A Comprehensive Claim in vehicle insurance covers damages to a vehicle that are not related to a collision with another vehicle or object but arise from various other incidents. This typically includes damages due to events such as theft, vandalism, natural disasters, and animal strikes.

In the context of the given options, hitting a deer that suddenly jumps in front of the vehicle is categorized as a Comprehensive Claim because it involves an animal impact that is generally treated as a non-collision event. The incident is outside the driver's direct control, making it eligible for comprehensive coverage, which focuses on unexpected and unforeseen circumstances that result in vehicle damage.

The other options describe scenarios that fall under collision claims or may not meet the criteria for comprehensive coverage. Hitting a pothole is usually considered regular wear and maintenance; swerving to avoid a moose indicates an active attempt to avoid a collision; and damage caused by a cyclist moving into the path of the vehicle can often be classified as a collision incident. These scenarios generally involve driving interactions or impacts that are different from the broader nature of comprehensive incidents.