Which of the following indicates a decreased awareness of risk after obtaining insurance coverage?

The choice indicating a decreased awareness of risk after obtaining insurance coverage is the one that highlights individuals assuming greater risks due to perceived security. This situation arises because people may feel a sense of protection and reassurance once they have insurance, leading them to engage in riskier behaviors that they might have avoided before obtaining coverage.

This phenomenon is known as "moral hazard," where the presence of insurance alters individuals' behavior, reducing their vigilance regarding potential risks. They may take more significant chances, believing that their insurance will absorb the financial consequences of any negative outcomes.

In contrast, the other options reflect an increased awareness of risk. Increased investment in safety measures and heightened caution in activities demonstrate a proactive approach to risk management, while maintaining current safety practices indicates a consistent focus on safeguarding against potential dangers. Thus, the correct choice highlights a shift in behavior linked to a reduced perception of vulnerability after securing insurance.